General Insurance Policies

These include motor, buildings and building contents cover. Click here for full details or see our New  Car Insurance Comparison Page

Life and Pensions Insurance Policies

There are many types of life and pension policies available and, as with all financial products we recommend thorough research, review of the terms and conditions and shopping around for the best deals before taking out a new life insurance or pensions policy.

If in doubt do consult an Independent Financial Advisor.

Life insurance policies and pensions are regulated in the UK by the Financial Services Authority. The FSA provides advice on types of insurance policy and how they are regulated on it's  Money Made Clear website.

Compare life insurance in minutes – Protected.co.uk searches over 300 life insurance plans from 12 leading providers to try and find you the most suitable quote for you. You have the option of either protecting your family with level term life insurance or protecting your mortgage through decreasing life cover.

Health and Protection

In the UK, everyone is entitled to free National Health Service care, but health insurance can give more choice about the level of care and when and where you are treated.

Apart from travel insurance, there are two main health and medical insurance products available:

Private medical insurance offering access to private medical care

Health Cash Plans that pay a limited amount towards everyday medical, dental and eye care bills.

As with all financial products we recommend thorough research, review of the terms and conditions and shopping around for the best deals before taking out a new health insurance policy.

Travel Insurance

Travel insurance is essential for all travel outside the UK including the European Union. Some things like personal possessions and luggage may be covered by your home contents insurance but health cover and repatriation in the event of serious illness or an accident are something you should never travel without. There are basically two options - single trip or annual cover. Annual cover will generally prove cost effective if you are doing 3 or more trips a year. Cost and levels of cover vary considerably and older travellers or those with pre-existing medical conditions will find premiums are higher, but don't be tempted to not declare medical conditions. Some insureres do not require you to declare medical conditions and instead exclude all pre-existing conditions. These may cost less but think carefully about whether a claim might be rejected if the insurance company thinks it relates to a medical condition that existed before you travel.

Try a comparison website like Quote Banana

For older travellers, Saga Travel Insurance is designed to provide peace of mind and a high level of protection for anyone aged 50 or over planning a holiday.

If you are aged 50 or over, Saga offer great value travel cover for you, your family and friends of any age

A choice of single trip or annual multi-trip policy

Cover for friends and family, whatever their ages, with discounts for partners and any other couples covered by the policy

We can cover most pre-existing medical conditions

Medical screening programme now available online

24 hour English-speaking travel assistance helpline included, for advice before and whilst you are away

Optional cover for golf, winter sports and scuba-diving

No upper age limit

Click here for more

As always, shop around for the right deal for you.

Life insurance policies and pensions are regulated in the UK by the Financial Services Authority. The FSA provides advice on types of insurance policy and how they are regulated on it's  Money Made Clear website.

See also our business insurance page.