General Insurance Policies - Household and Motor Insurance

New: Car Insurance Comparison Page

Motor Insurance

Sometimes insurance cover is compulsory including insurance required for cars and other motor vehicles and for property covered by mortgages. Where cover is optional, you should begin by weighing up the risks of an event occurring and possible costs involved in order to be able to assess whether the premiums involved represent good value. An examples of this might be pet insurance.

If you are renewing your car insurance some companies now offer carbon neutral options - ibuyeco for example compares quotes from major companies and offers to offset 100% of the carbon emissions from your car journeys.

Find motor insurance in the Business Directory

House and Contents Insurance

Whatever home insurance you choose do check that it provides and look for things that are covered that are not required. For example, you may find cheaper travel insurance by excluding risks already covered by your household content's insurance.

Check that the buildings cover reflects the cost of rebuilding your home in case of fire or other disaster. Check what valuables are covered both in and outside the home and that the insured amounts are adequate.  Remember that most policies offer new for old replacement of items so it is important that you value contents at the replacement cost.

Remember that although lower insured amounts may result in lower premiums, if you under insure any claims may be reduced accordingly.

STUDENTS

It is essential that students at university living away from home should ensure that their valuable possessions are insured. You may find that some items are covered on your parent's home contents insurance but do check this.

Student contents insurance from Endsleigh can be tailored to cover all the items that you take to university.

Build a policy that insures just one item, or a policy that covers your bike, laptop, iPod, camera, DVDs and much more.

• Get laptop cover and insure the rest of your room from just £8

• Cover your mobile for just £3.33 per month

• Cover your bike at university from just £30 a year

• Endsleigh is approved by NUS

• They insure loads of students - that means big discounts

• They have been insuring students for 40 years so they know what you need

Students with cars must notify their insurance company that you are no longer living at your parents home otherwise any claim could be rejected.

And don't forget to insure your bike if you take it with you.

Endsleigh offers specialist insurance to cover your bike against theft and accidental damage.

Get your bike covered! Endsleigh can offer you specialist insurance to cover your bike against theft and accidental damage at a competitive price.

Get a quote today for:

• Cover against accidental damage and theft in the UK

• Up to 30 days cover in Europe automatically included

• Bike and all fixed accessories covered against accidental damage and theft anywhere in UK

Find a home insurance policy in the Business Directory

General insurance policies, including motor and home and buildings insurance, are regulated in the UK by the Financial Services Authority. The FSA provides advice on types of insurance policy and how they are regulated on it's  Money Made Clear website.

As with all financial products we recommend thorough research, review of the terms and conditions and shopping around for the best deals before taking out a new insurance policy or renewing an existing policy.

If in doubt do consult an insurance broker, you can find one through the British Insurance Brokers' Association website.

See also business insurance (including buy to let/landlords)

Back to Insurance home page