Pensions and Pension Plans

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Pensions

Pensions are all about saving for retirement and can be daunting. Pensions come in many forms and before starting a new plan it’s essential to thoroughly research your options.
There are three main types of pension, although personal plans will offer different features to differentiate themselves from their competitors. With this in mind it always pays to shop around.

We recommend seeking expert advice before setting up or switching pension arrangements.

Comprehensive and independent information is available at the FSA Money Made Clear website.

The Pension Calculator from the FSA and ABI is a tool to help you work out how much retirement income you might receive from the amounts you save.

If you think you may have an old pension, but are not sure of the details, the Pension Tracing Service can usually help by tracing it for you. For example, if you have changed jobs a number of times through your working life you may have lost contact with a previous pension scheme.

The State Pension remains essential for most people reaching retirement age. See the Pension Service website.

The Pensions Advisory Service provides a useful State Pension Age Calculator.

Looking to start a personal pension? Click here http://www.moneyjungle.net/directory

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